Plan A – School Time Coverage: Coverage for injury occurring while the student is covered and he/she is: (1) on the school premises: a. while school is in session (including recess and lunch period); or b. while school is not in session, if he/she is involved in a school sponsored activity. (2) away from school or home: a. if he/she is involved in a school sponsored activity; and b. with adult supervision provided by the school. (3) traveling directly between his home and the school when school is in session; or (4) traveling from his/her home or the school and the location of a school sponsored activity whether or not school is in session. Covered travel time shall be up to one hour each way when travel is by other than school bus. This includes traveling to or from the student’s home, school, or a school sponsored activity. The covered travel time includes the period before the student’s required attendance time and the period after the student’s dismissal or when he/she completed any extra duties. Plan B – 24-Hour Coverage: Coverage for injury occurring at any time or place while the student is covered.
