Specifications include, but are not limited to: An Enhanced Focus on Holistic Well-being: Employees increasingly seek a holistic approach to healthcare, emphasizing not just physical health but also mental and emotional well-being. They value benefits that encompass preventive care, mental health services, wellness programs, and access to alternative therapies. • Personalization and Customization: Employees desire flexibility in selecting healthcare plans that align with their unique needs and preferences. Tailored benefits, such as telehealth options, wellness incentives, and flexible spending accounts, are greatly valued. • Technology-Driven Solutions: Technology plays a vital role in the modern healthcare landscape. Employees appreciate digital tools that simplify healthcare management, such as online portals, mobile apps for appointment scheduling, remote consultations, and access to medical records. Integrating technology to enhance the employee healthcare experience is a key priority. • Education and Transparency: With rising healthcare costs, employees are increasingly concerned about their out-of-pocket expenses and financial well-being. They value comprehensive information about healthcare plans, transparent pricing, and educational resources to make informed decisions and manage their healthcare expenses effectively. • Emphasis on Work-Life Integration: As work-life balance gains significance, employees expect healthcare benefits that support their personal and family needs. Family-friendly policies, childcare support, and flexible scheduling options are crucial considerations for employees when evaluating their healthcare benefits. • Choice and Flexibility: Recognizing that our employees have diverse healthcare needs and preferences, we expect our healthcare plan to offer a range of options. Whether it is different insurance providers, various plan types, or the ability to select personalized coverage levels, we value choice and flexibility to empower our employees to make healthcare decisions that align with their unique circumstances. • Digital Innovation: In an increasingly digital era, we anticipate our healthcare plan to leverage technology and digital solutions. This includes providing online portals for easy access to medical information, telehealth services for remote consultations, mobile apps for appointment scheduling and prescription management, and tools that empower employees to take an active role in managing their healthcare journey.