Specifications include, but are not limited to: Montgomery College is seeking vendor proposals for their Life (both Basic and Supplemental)/AD&D, ShortTerm Disability/Advice to Pay, Long-Term Disability, and new Voluntary Benefits program additions for a January 1, 2025, effective date. The Life/AD&D programs are currently administered by Minnesota Life (Securian Financial), and the STD and LTD benefits are administered by The Standard. The scope of services associated with this project include the following: We ask that you bid on the lines of coverages offered by your organization, answer the questions in this document, and complete the financial exhibits in excel. We request that you propose services on a bundled and unbundled basis. If plans can be sold separately, indicate as such and provide any differences in premium.