• The Consultant shall assist the Joint Meeting in identifying its insurable Property & Casualty exposures and to recommend professional methods to reduce, assume or transfer the risk or loss. • Asist the Joint Meeting in understanding the various coverage's available. • Coordinate the Joint Meeting’s Insurance Program as it applies to the various departments of the Joint Meeting. • Review with the Joint Meeting any additional coverage's that the Consultant feels should be carried, but are not available from the Fund, and subject to the Joint Meeting’s authorization, place such coverage's outside the Fund. • Advise the implications of special events and advise the Joint Meeting of the special events coverage that is required. • Assist the Joint Meeting in the preparation of applications, statements of values and similar documents, it being understood that this Agreement does not include any appraisal work by the Consultant. • Review Certificates of Insurance from contractors, vendors and professional when requested by the Joint Meeting. • Review the Joint Meeting’s assessment as prepared by its carrier and advise the Joint Meeting of its annual insurance costs. • Review the loss and engineering reports and generally assist the Safety Committee in its loss containment objectives. Also, attend no less than one per annum Safety Committee Meeting to promote the safety objectives and goals of the Joint Meeting and its carrier. • Assist where needed in the settlement of claims, with the understanding that the scope of the Consultant’s involvement does not include the work normally done by a public adjuster. • Communicate all important (deadline) dates to the Joint Meeting to avoid surcharges and/or lapses in coverage. • Attend meetings as required by the Joint Meeting. • Serve on the committees appointed by the Joint Meeting. • Have a complete understanding and working knowledge of BCMJIF and MEL. • Any other services required by the Joint Meeting. • Prepare and present an annual report for the Joint Meeting outlining its carrier’s performance, coverage's and services.