A. PROJECT OVERVIEW The State of Nebraska (“the State”), through the Department of Administrative Services, currently offers Short Term Disability (STD) and Long Term Disability (LTD) to State employees. The State is seeking proposals from qualified disability carriers to provide fully insured STD and LTD benefits, for the approximate 17,221 eligible state permanent and temporary (assignment of 6 months or longer and work 20 hours or more per week) employees, effective July 1, 2025. The purpose of this RFP is to select a vendor to provide all necessary and required services including staffing, systems and other critical components, which advances early return to work, notifications, insurance, fully insured premiums, claims adjudication, claims payment, customer service, underwriting, consulting, and reports for the State of Nebraska for both STD and LTD: 1. Short Term Disability (STD) plan (100% paid by the employee/post tax deductions), and 2. Long Term Disability (LTD) plan (100% paid by the employee/post tax deductions). There will need to be a true Open Enrollment allowed for all eligible employees, for both STD and LTD with no EOI requirement. Any Employee already enrolled in either benefit is not subject to pre-existing exclusion clause, and will be allowed to carry over their current coverage. However, the vendor can apply the pre-existing exclusion clause to any employe not currently enrolled. This RFP does not include group term life insurance, accidental death and dismemberment, optional term life insurance or any other employee benefits program.
