Compliance with all appropriate state and federal regulations Assistance with Healthcare Reform regulations Two-way employee communications about Health Care and Life Insurance benefits Collective Bargaining related to Employee Health Care and Life Insurance benefits Procurement of health (medical and prescription), dental, and life insurance Assistance with Flexible Spending Account (FSA) Plan compliance, including service provider selection as needed or upon request Develop annual budget projections for all relative health care insurance programs with periodic updates throughout the budget process Health Risk Management (including: wellness programs, incentives, adjusted premiums based on wellness efforts, cost containment, and other similar ideas) Retiree Drug Subsidy (RDS) attestation services