Develop a complete understanding of the City’s areas of exposure and consult with City representatives about short and long-term solutions. Identify programs, products, and insurers capable of meeting the “environmental coverage.” Identify programs, products and insurers capable of meeting coverage not provided through the Utah Risk Management Agency which may include Cyber Liability, Security and Privacy Liability, Regulatory Proceeding Defense Coverage, and Privacy Breach Costs Coverage. Evaluate existing insurance contracts and claims history and make recommendations concerning any changes, modifications, consolidations, or additions in the terms, conditions and coverage limits needed to yield a comprehensive risk management program to protect the interests of the City. Identify programs, products, and insurers capable of meeting the City’s insurance needs and prepare specifications for markets capable of quoting for upcoming renewals. When so authorized by City representatives by means of a “broker of record” letter, approach appropriate markets on behalf of the City to obtain quotes for specific insurance products / coverage.