Summary of Specifications:
POLICY/CONTRACT EFFECTIVE DATE, TERMS – All coverage and contracts are to be effective October 1, 2012.
EXTENT OF COVERAGE, OPTIONS – The County requests proposals for Long Term Disability, Life, AD & D and Dental insurance comparable to the current programs. Also, we seek options and alternatives to the present programs. Proposers should provide cost breakdown for each program option and coverage proposed. The County specifically reserves its right to select the coverage, options, programs or combinations of proposals that best meets our objectives.
ACCOMMODATION TO MODIFICATION OF NORMAL COVERAGE – Some desires expressed in this request may require modifications of existing policy forms to serve the County’s best interests. In some cases, manuscript endorsements to the policy may be required.
Whenever such modifications may require a substantially greater premium than coverage without the modifications, the amount of additional premium for the modifications should be disclosed so the County will have an option to purchase the modifications or not.
The County prefers that all desired modifications and liberalization clauses be provided with little or no additional premium.
Please keep in mind these desired modifications are not demands, but proposals which indicate flexibility to accommodate the County’s coverage desires are preferred.
SAMPLE POLICIES, ENDORSEMENTS & DISCLOSURE OF RESTRICTIONS – Recognizing that coverage varies among insurers, the County requests that sample forms and endorsements be provided with proposals for a fair analysis of coverage as well as price.
